I am not the best budgeter, but I do review my expenditures a few times a year. My expenses are probably similar to most people’s:
car (gas, maintenance, repairs)
Over the past year or two I’ve been cutting down on certain costs — eating out less, buying less organic food, quitting therapy — to save money. I’ve been successful. But then, about a month ago, I decided to take violin lessons. Are these decisions diametrically opposed? I ‘m not saving as much because I am paying $60 per week for a lesson. But I love learning violin and I have a job, so I can afford the lessons. I basically decided that quality of life should be balanced along with my spending. I always use the following test: “Well, what if I died tomorrow? Would I have had a happy day?” Don’t put off happiness, if you can help it, and afford it. And you? What do you continue to do/have in your life even though you want to cut costs?