A Brief Personal-Finance Scare
I've Moved! The Boomer Chronicles has closed after 6 years, but you can keep up with me on my new blog at http://www.rheabecker.com
Every once in a while my checking account drops to a dangerously low level. It’s mostly because I have a bunch of automatic deductions (car insurance, cable, utilities) and sometimes I’m caught short. Today I had a scare when I checked my balance and saw $47 in my account. I quickly arranged to transfer a few hundred over. I have the few hundred. I realize how lucky I am. I have a job, no debt, and good health. Being the kind of person I am, I quickly thought about “What if I lost my job? What if I got sick?”

September 24th, 2009 at 3:52 pm
You are lucky!
September 24th, 2009 at 9:53 pm
I think that having $47 in your checking account when you have savings to transfer in and a job is hardly a “personal finance scare.” There are so many of us who are out of work and finding no jobs available. I never would have imagined it. It can happen to anyone.
September 25th, 2009 at 8:09 am
Lindy, exactly my point!
September 25th, 2009 at 8:27 am
Oh to have no debt. A mortgage and school loans are the bane to my existance, but I am not complaining. Just stating a fact.
September 26th, 2009 at 11:26 am
No “what ifs here”! Because it all happened to me in 2004. No more job and no way to get another one! So I switched from academic librarian to owning my own matchmaking service. Nothing online, pure face-to-face meetings for those over 40 in northern Colorado. It turned out to be a blast, plus it showed me that love is indeed possible at age 49.
How do I know? I met the love of my life six months later! Go read the whole story in my book: Midlife Magic: Becoming the person you are inside!
Turns out losing my job was one of best things that ever happened to me!
Seriously! It led to lots of delicious changes!